During President Obama’s watch, the Consumer Financial Protection Bureau, Sens. Sanders, Elizabeth Warren and other progressives in Congress were dozing when many financial institutions, utilities and other businesses forced an ‘arbitration’ clause in their customer contracts. This clause denies customers their day in court, and compels them to settle disputes through ‘Arbitration Boards’ staffed by appointees of corporations against whom the complaints were filed. These “kangaroo courts” saves corporations money in liability insurance and litigation costs while customers are normally steamrolled by arbitrary settlements dictated to them by non-neutral arbitrators.
Arbitration is a cost effective alternative to settling disputes and can be a fair process only when the arbitrators are neutral, principled and trusted by all parties involved in the dispute.
One of the many reasons why American Healthcare costs are atrociously high is the cost of liability insurance. Healthcare providers are forced to practice “defensive” medicine to reduce their liability insurance rates, resulting in unnecessary tests and procedures to protect themselves from financial ruin. Republicans wanting to replace “Obamacare” can make health insurance more affordable should they insert an ‘Arbitration’ clause in health insurance policies. Selling this concept to the public will depend upon the trust factor of the arbitrators. Arbitration Boards set up under the auspices of the Surgeon General to include representatives from the American Medical Association, the Pharmaceutical industry and possibly the ACLU could ensure a positive reception to this idea from the public, especially when they see substantial savings in their health insurance costs.
Americans with health insurance must have noticed that their insurance providers cater to their policy holders in over 15 different languages! This buffet of languages adds to their expenses which are ultimately borne by policy holders. Restricting language usage to English only will further reduce costs. It is time to replace “Obamacare” with a better and more affordable alternative.
RUSSIA, FRIEND OR FOE?
President Trump inherited from President Obama “A Mad, Mad, Mad World”. ISIS, Iran, Russia, and China worried President Obama, but what gave him nightmares was North Korea. He and the Foreign Policy Establishment believed, hoped and prayed China would rein in the nuclear ambitions of the Kim dynasty. China has profited enormously from globalization and free trade thanks to the Establishment’s “Beggar Thy Nation” foreign and trade policies. The North Korean economy is on Chinese life support and it is in China’s self-interest that her client state remains an unpredictable, belligerent, nuclear armed menace so she can use the North Korean ‘wild card’ to ensure unfettered access to American markets. To counter North Korean threats without Chinese help, President Trump must cultivate another ally bordering this region to bring sanity and security to this global hot spot.
The Foreign Policy Establishment and their allies in the “Dump Trump” Republican Establishment simply cannot visualize Russia as an ally against North Korea. For too long they have allowed anti-Russian dogma to bind them in strait jackets and they refuse to think outside the box. The Foreign Policy Establishment’s failed ‘wait and see’, ‘kicking the can’, ‘head in the sand’ approach have embolden the North Koreans to become increasingly ballistic. Conducting war exercises with allies, besides being expensive, has not worked in the past since it only makes the DPRK more belligerent. Vladimir’s port city of Vladivostok is within spitting distance of the North Korean border and well publicized goodwill visits by the Sixth Fleet to this port would alter Chinese and North Korean behavior and perhaps embolden anti Kim Jong UN dissidents to act. The President will need all options on the table and friendship with Russia gives him more room to maneuver; an advantage previous Presidents dealing with the DPRK never had. The nuclear clock is ticking.
Even before Mr. Trump became the Republican nominee, the Establishment media assaulted him with a barrage of personal attacks. During the elections it became impossible to differentiate between the long knives of the Republican, the Democratic and the Media Establishments. Since the elections, the “Dump Trump” Republicans and Democrats appear rudderless and are awaiting instructions from their donors. The liberal media has inserted itself into this political vacuum, and has become the consultants, advisors and the ‘spine’ of the opposition. They are the chief proponents of the “Disrupt”, “Resist”, “Bureaucratic Sabotage” and “Impeach” undemocratic flamethrowers challenging the very concept of American democracy. The Fourth Estate is not defending democracy; it has become the Trojan Horse crucifying American democracy.
The biased liberal media has forsaken its responsibility to be the impartial medium of communications between the White House and the “deplorables”. This is because the Liberal Establishment preaches democracy but refuses to practice it. They had a foolproof system of crowning their chosen candidate in the Democratic nomination process with their “Super Delegates” rules and tried to impose a “Vote your Conscience” delegate rule in the Republican primaries to strip the Republican nominee of his victory. Had Mr. Trump not won the elections, the democratic primaries of both parties would be replaced by coronations! This is the epitome of voter suppression and voter fraud! Is the goal of the Elite Establishment to create a “Fake” democracy?
Liberals do not understand the President because they are still undecided on whether to take him “literally” or “specifically”. Figuratively or realistically? The President connects with his supporters “emotionally”, speaking authentically from his gut to their American hearts and they understand him perfectly without the need of fake filters distorting his message. His tweets unhinges the media as they are disrupted from pushing their agenda and are forced to surrender the daily news cycle responding to him communicating directly with his base. Recently the President called and tweeted that the media are “the enemy of the American people.” for which he is being crucified. The media has a diabolical habit of depicting law breakers as victims of criminal law enforcement agencies. Reasonable law abiding people all over the world know that respect for and observance of laws are the cornerstones of civilizations. Making victims or heroes of law breakers and criminals overturns the very concept of civil societies based on law and order and is a recipe for lawlessness and carnage. The liberal media is at war with and is “the enemy of the American people.”
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